Shaikh, Aijaz A.; Glavee-Geo, Richard; Karjaluoto, Heikki - In: International Journal of E-Business Research (IJEBR) 14 (2018) 2, pp. 39-60
This article provides a comprehensive overview of the adoption process using evidence from m-banking adoption in … application. Findings suggest that research on the effect of risk in the adoption process remains inconclusive. Contrarily … weak. However, PR plays a major role in the pre-adoption process because it's weak and direct inhibiting influence become …