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~person:"Wise, David A."
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Wise, David A.
Lusardi, Annamaria
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ECONIS (ZBW)
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1
Iras and Saving
Venti, Steven F.
;
Wise, David A.
-
2021
expenditure for other goods and services, and about 35 percent by reduced taxes. The analysis rests on a
savings
decision …
Persistent link: https://www.econbiz.de/10013246390
Saved in:
2
Have Iras Increased U.S. Saving? : Evidence from Consumer Expenditure Surveys
Venti, Steven F.
;
Wise, David A.
-
2021
The vast majority of Individual Retirement Account contributions represent net new saving, based on evidence from the quarterly Consumer Expenditure Surveys (CES). The results are based on analysis of the relationship between IRA contributions and other financial asset saving. The data show...
Persistent link: https://www.econbiz.de/10013218431
Saved in:
3
Choice, Chance, and Wealth Dispersion at Retirement
Venti, Steven F.
;
Wise, David A.
-
2021
People earn just enough to get by' is a phrase often used to explain the low personal saving rate in the United States. The implicit presumption is that households simply do not earn enough to pay for current needs' and to save. We show in this paper that at all levels of lifetime earnings there...
Persistent link: https://www.econbiz.de/10013218805
Saved in:
4
Personal Retirement Saving Programs and Asset Accumulation : Reconciling the Evidence
Poterba, James M.
-
2009
Over the past several years, we have undertaken a series of analysies of the effect of IRA and 401(k) contributions on net personal saving. Saver hetero- geneity is the key impediment to determining the saving effect of these plans We emphasize that no single method can provide sure control for...
Persistent link: https://www.econbiz.de/10012768107
Saved in:
5
The Effects of Special Saving Programs on Saving and Wealth
Poterba, James M.
-
2008
Individual saving through targeted retirement saving accountsthorn;IRAs and 401(k)sthorn;grew rapidly in the United States during the 1980s. The microeconomic evidence presented in this paper suggests that most of the contributions to these programs represent new saving that would not otherwise...
Persistent link: https://www.econbiz.de/10012774990
Saved in:
6
Longitudinal determinants of end-of-life wealth inequality
Poterba, James M.
;
Venti, Steven F.
;
Wise, David A.
- In:
Journal of public economics
162
(
2018
),
pp. 78-88
Persistent link: https://www.econbiz.de/10012035430
Saved in:
7
Were They Prepared for Retirement? Financial Status at Advanced Ages in the HRS and AHEAD Cohorts
Poterba, James M.
-
2012
Many analysts have considered whether households approaching retirement age have accumulated enough assets to be well prepared for retirement. In this paper, we shift from studying household finances at the start of the retirement period, an ex ante measure of retirement preparation, to studying...
Persistent link: https://www.econbiz.de/10012460834
Saved in:
8
The Wealth of Cohorts : Retirement Saving and the Changing Assets of Older Americans
Wise, David A.
-
2012
Personal retirement accounts are becoming an increasingly important form of retirement saving. Using data from the Survey of Income and Program Participation, the paper considers the effect of this change on the assets of recent retirees and persons who are approaching retirement. Much of the...
Persistent link: https://www.econbiz.de/10013103043
Saved in:
9
Were They Prepared for Retirement? Financial Status at Advanced Ages in the Hrs and Ahead Cohorts
Poterba, James M.
-
2012
Many analysts have considered whether households approaching retirement age have accumulated enough assets to be well prepared for retirement. In this paper, we shift from studying household finances at the start of the retirement period, an ex ante measure of retirement preparation, to studying...
Persistent link: https://www.econbiz.de/10013110937
Saved in:
10
The Wealth of Cohorts : Retirement Saving and the Changing Assets of Older Americans
Wise, David A.
-
2012
Personal retirement accounts are becoming an increasingly important form of retirement saving. Using data from the Survey of Income and Program Participation, the paper considers the effect of this change on the assets of recent retirees and persons who are approaching retirement. Much of the...
Persistent link: https://www.econbiz.de/10013111735
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