Chen, AJ Yuan; Even-Tov, Omri; Kang, Jung Koo; Moerman, … - 2023
’ mobile devices, digital lenders have vastly expanded access to credit in developing economies for millions of individuals … that access to digital credit leads to a greater improvement in financial well-being when borrowers have limited access to … credit, take loans for business purposes, and obtain more credit. Overall, we demonstrate that access to short-term, high …