Deléchat, Corinne; Kiyasseh, Lama; MacDonald, Margaux; … - 2020
This study analyzes the drivers of the use of formal vs. informal financial services in emerging and developing … region that most relies on informal financial services, and which has the largest uptake of mobile banking. We find robust … be associated with greater resort to informal financial services compared with formal, bank-based access. This highlights …