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Female Empowerment: Impact of a Commitment Savings Product in the Philippines
Ashraf, Nava; Karlan, Dean S.; Yin, Wesley - C.E.P.R. Discussion Papers - 2007
women. Here, using a randomized controlled trial, we examine whether access to an individually-held commitment savings …
Persistent link: https://www.econbiz.de/10005792103
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Agricultural Decisions after Relaxing Credit and Risk Constraints
Karlan, Dean; Udry, Christopher; Osei, Robert Darko; … - National Bureau of Economic Research (NBER) - 2012
The investment decisions of small‐scale farmers in developing countries are conditioned by their financial environment. Binding credit market constraints and incomplete insurance can reduce investment in activities with high expected profits. We conducted several experiments in northern Ghana...
Persistent link: https://www.econbiz.de/10010969291
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Agricultural Decisions after Relaxing Credit and Risk Constraints
Karlan, Dean S.; Osei, Robert; Osei-Akoto, Isaac; Udry, … - C.E.P.R. Discussion Papers - 2012
The investment decisions of small-scale farmers in developing countries are conditioned by their financial environment. Binding credit market constraints and incomplete insurance can reduce investment in activities with high expected profits. We conducted several experiments in northern Ghana in...
Persistent link: https://www.econbiz.de/10011083318
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Risk, Insurance and Wages in General Equilibrium
Mobarak, Ahmed Mushfiq; Rosenzweig, Mark - C.E.P.R. Discussion Papers - 2014
We estimate the general-equilibrium labor market effects of a large-scale randomized intervention in which we designed and marketed a rainfall index insurance product across three states in India. Marketing agricultural insurance to both cultivators and to agricultural wage laborers allows us to...
Persistent link: https://www.econbiz.de/10011084474
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Chapter 71. Access to Finance
Karlan, Dean; Morduch, Jonathan - In: Handbook of development economics : volume 5, (pp. 4703-4784). 2010
Expanding access to financial services holds the promise to help reduce poverty and spur economic development. But, as a practical matter, commercial banks have faced challenges expanding access to poor and low-income households in developing economies, and nonprofits have had limited reach. We...
Persistent link: https://www.econbiz.de/10014025731
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Remittances, Savings, and relative rates of return
Quinn, Michael A - In: Journal of Developing Areas 38 (2004) 2, pp. 1-23
households and as an alternative savings mechanism for migrants. This approach leads to the implication that migrants' remittance/savings … behavior should be affected by the relative rate of return on their savings and on the savings of their remittance receiving … finds this evidence using selectivity corrected remittance and savings equations. These results hold when the equations are …
Persistent link: https://www.econbiz.de/10011213210
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Motivating migrants: A field experiment on financial decision-making in transnational households
Seshan, Ganesh; Yang, Dean - In: Journal of Development Economics 108 (2014) C, pp. 119-127
, with those with lower prior savings saving differentially more than those with higher prior savings. …
Persistent link: https://www.econbiz.de/10010777153
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Household Structures and Savings : Evidence from Household Surveys
de Laiglesia, Juan Ramón - 2008
This paper examines the relationship between household structures, the institutions that shape them and physical and human capital accumulation using household and individual data from China, Indonesia, Côte d’Ivoire and Ghana. Household structures differ greatly across countries and are very...
Persistent link: https://www.econbiz.de/10012444835
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After the Drought: The Impact of Microinsurance on Consumption Smoothing and Asset Protection
Janzen, Sarah A.; Carter, Michael R. - National Bureau of Economic Research (NBER) - 2013
When natural disasters afflict poor communities that lack buoyant access to financial markets, households face the unsavory choice of reducing consumption in order to protect remaining assets, or selling assets at low prices in order to maintain consumption and nutrition. Both choices are costly...
Persistent link: https://www.econbiz.de/10010721188
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Informal Risk Sharing, Index Insurance, and Risk Taking in Developing Countries
Mobarak, Ahmed Mushfiq; Rosenzweig, Mark R. - In: American Economic Review 103 (2013) 3, pp. 375-80
Preliminary findings are presented from a research project which examined the interactions between informal risk sharing, index insurance and risk-taking. Rainfall insurance contracts were randomly offered to cultivating and landless households in a set of Indian villages where preexisting...
Persistent link: https://www.econbiz.de/10010659375