Many North Dakota communities find it financially difficult to provide or maintain such necessary services as public safety, water and sewer services, garbage disposal, grocery and retail stores, local credit, medical care and similar other services due to gradual decline in both population and...

A wide variety of cooperatives outside the agricultural sector have been playing an important role in the nation's rural and urban areas by providing housing for the elderly and poor, affordable health care, child care, and education. These firms may constitute both business models that reduce...