simple precautionary savings analysis to more complex economic interactions and it builds the economic intuition for policy …

study how cash in hand influences decisions in a different but very important domain: savings. Savings accounts are a … promising tool for reducing poverty, but the use of savings accounts is often puzzlingly low. Holding on to cash that needs to … be physically deposited into a savings account may increase the psychological costs of saving. This study experimentally …

A large fraction of households have very little savings buffer and are therefore vulnerable to financial shocks. This … paper examines whether a social norm nudge can induce such households to save more. We ran a large-scale field experiment at … link to a personal web page where they can start or adjust an automatic savings plan. However, analyzing detailed bank data …

of long-term care subsidies on savings is far from clear. In this paper we take advantage of a policy intervention to … study the effect on savings and savings behaviour of the progressive introduction of a public long-term care subsidy … Spanish old-age dependants to obtain care support, and was orthogonal to household savings. We draw on a difference …

reason is that prices for the two most important long-term savings objectives - housing and healthcare - are rising …-term savings objectives and see purchasing power decline, or they compromise financial security and invest in highly volatile …

crisis. The paper recommends obligatory priv ate savings at a variable rate where the time path of the savings rate is chosen …

How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide … evidence that this is not due to a crowding-out of other forms of savings. We also show that labor earnings, i.e. the most …

were interviewed to assess their knowledge about pensions and financial issues and about their own savings and personal … then ran a randomized experiment to evaluate the effect of increased information regarding pensions on women’s awareness …