This paper evaluates the impact of the introduction of savings groups on poverty, vulnerability, and financial …, we investigate the impact of savings groups after more than two years of exposure. We find t hat savings groups channel … savings groups increases female labor market participation and, in poorer areas, it fosters greater specialization in …

. Such changes can also result from myopic behavior or precautionary savings. This study uses a randomized control trial to … explore the effects of enabling savings as a tool to smooth consumption, keeping income constant. The study focuses on …