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access to formal savings. This is the first study to use a randomized controlled trial to evaluate the impact of using mobile … money as a tool to promote agricultural investment. For this purpose, we designed and conducted a field experiment with a … friends.We work with two cross-randomized interventions. The first treatment gave access to a remunerated mobile savings …
Persistent link: https://www.econbiz.de/10012857838
Partnering with a savings product provider in Kenya, we tested the extent to which behavioral interventions and … financial incentives can increase the saving rate of individuals with low and irregular income. Our experiment lasted for six … participants were asked to keep track of their weekly deposits (3) a match of weekly savings: The match was either 10% or 20% up to …
Persistent link: https://www.econbiz.de/10012987673
Longer life expectancy can affect individuals' incentives to work, save, and marry, net of any changes in their underlying health. We test this hypothesis by using the sudden arrival of a new treatment in 1995 that dramatically increased life expectancy for HIV-infected individuals. We compare...
Persistent link: https://www.econbiz.de/10014347701
This study investigates how subjective mortality expectations and heterogeneity in time and risk preferences affect the consumption and saving behavior of the elderly. Previous studies find that the large wealth disparities observed among the elderly cannot be explained by differences in...
Persistent link: https://www.econbiz.de/10012760509
Heterogeneity in time discounting may reinforce the existing barriers to save and invest faced by rural populations in developing countries. We elicit a subjective discount rate for a varied sample of Ugandan villagers. In accordance with other studies, we have found the discount rate to...
Persistent link: https://www.econbiz.de/10012764244
age for women born after 1951 in Germany, we show evidence of a reduction in private savings rate and an increase in …
Persistent link: https://www.econbiz.de/10012859308
While cost savings is the primary motivation for the switch to four-day school weeks in many school districts, do these …
Persistent link: https://www.econbiz.de/10012860508
The lifecycle approach is the workhorse to model saving decisions of individuals. It conjectures individuals preferring a constant consumption stream across their lifecycle saving till retirement and dis-saving thereafter. The reality is often at odd with this assumption giving rise to our...
Persistent link: https://www.econbiz.de/10012861295
We estimate the effect of the Affordable Care Act Medicaid expansion on county-level mortality in the first four years following expansion. We find a reduction in all-cause mortality in ages 20 to 64 equaling 11.36 deaths per 100,000 individuals, a 3.6 percent decrease. This estimate is largely...
Persistent link: https://www.econbiz.de/10012863804
countries. One hypothesis is that savings respond to cultural specific social norms. A seminal paper in economics (1) however … did not find any effect of culture on savings. We revisit this evidence using a novel dataset, which allows us to study …
Persistent link: https://www.econbiz.de/10012840458