from randomized-controlled trials with 124,000 savings account holders at five UK depositories. Treated consumers received … dominated their current savings product. Motivated by work on search frictions, switching costs, and inattention, our …

Many farmers in the developing world lack access to effective savings and storage devices. Such devices might be … selling) sold later and at higher prices. We find no effects of the individual input savings intervention on input usage …

This paper analyzes the effects of a large randomized field experiment carried out with H&R Block, offering matching … suggest that the combination of a clear and understandable match for saving, easily accessible savings vehicles, the …

We conduct a field experiment designed to test theories of time-inconsistency, namely a "Beta-Delta" model of present … bias. The experiment takes place in the context of a saving decision made by low-income tax filers who can deposit their …

In 30 villages, we randomly assign monitors to a subset of savers. An average monitor increases total savings by 35 …%. Increasing the monitor's network centrality by one standard deviation increases savings by 14%, and increasing proximity from … social distance three to two increases savings by 16% …

We implemented a randomized intervention among Malawian farmers aimed at facilitating formal savings for agricultural …). The treatment led to higher savings in the months immediately prior to the next agricultural planting season, and raised … expenditures. Because the treatment effect on savings was only a small fraction of the treatment effect on the value of …

This paper presents the results of a laboratory experiment designed to investigate whether the option of a Prize Linked … Savings (PLS) product alters the likelihood that subjects choose to delay payment. By comparing PLS and standard savings … men, self-reported lottery players, and subjects with low bank account balances. We use the results of our experiment to …

In randomized field experiments, we embedded one- to two-sentence anchoring, goal-setting, or savings threshold cues in … emails to employees about their 401(k) savings plan. We find that anchors increase or decrease 401(k) contribution rates by … up to 1.9% of income. A high savings goal example raises contribution rates by up to 2.2% of income. Highlighting a …