We experimentally investigate the distribution of children's time preferences along gender and racial lines. Black boys have significantly larger discount rates than any other demographic group. Discount rates among Black girls are comparable to rates among White girls. Although White boys...

Replaced with revised version of paper 07/07/11.

While a substantial amount of research has been devoted to showing what social capital does, research explaining social capital itself lags behind. The literature has a long tradition of examining the effect of social capital on local economic growth and development. In this paper we examine...

The purpose of this paper is to investigate the relationship between housing uncertainties, child time preferences and education outcomes in the form of staying in school. The paper tests the hypothesis that students who face housing uncertainties through mortgage foreclosures and evictions...

The purpose of this paper is to construct a Human Development Index (HDI) for each of Georgia's 159 counties. The index includes education, employment, and housing variables. Data are from the 2000 Census collected by the State of Georgia Office of Planning and Budget. Patterned after the work...