This paper evaluates the impact of the introduction of savings groups on poverty, vulnerability, and financial …, we investigate the impact of savings groups after more than two years of exposure. We find t hat savings groups channel … savings groups increases female labor market participation and, in poorer areas, it fosters greater specialization in …

-period model how the effect of risk on savings depends not only on preferences but also on the type of risk. …

, we document an 81% increase in total savings in the treatment group. We do not find significant reductions in temptation … spending, thus suggesting that increases in savings were not primarily realized through improvements in self-control. Instead …

Commitment devices for savings could benefit those with self-control as well as familial or spousal control issues. We … find evidence to support both motivations. We examine the impact of a commitment savings product in the Philippines on … household decision making power and selfperception of savings behavior, as well as actual savings. The product leads to more …

kin and neighbors. Whether income secrecy facilitates savings depends on the type of norm individuals uphold: stricter …