were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention …-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic …

Evidence on the effectiveness of financial education and formal savings account access is lacking, particularly for … shows the education plus account treatment increases bank savings relative to account-only. But survey-measured total … savings shows roughly equal increases across all treatment arms. Earned income also increases in all treatment arms. We find …

five sets of constraints that may hinder the adoption and effective usage of savings products and services by the poor …

savings within the household.  We also show that the negative impact of saving within-the-household on investment is more …

households and as an alternative savings mechanism for migrants. This approach leads to the implication that migrants' remittance/savings … behavior should be affected by the relative rate of return on their savings and on the savings of their remittance receiving … finds this evidence using selectivity corrected remittance and savings equations. These results hold when the equations are …

a formal financial institution is more likely to facilitate reinvestment compared to the practice of keeping savings …

reinvestment. While most informal savings practices do not imply a lower likelihood of entrepreneurial reinvestment when compared … with formal savings practices, we find a significantly negative effect of saving within the household on the likelihood of …