, with those with lower prior savings saving differentially more than those with higher prior savings. …

were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention …-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic …

This paper surveys the existing literature on the determinants of household savings and credit in developing countries …

This paper surveys the existing literature on the determinants of household savings and credit in developing countries …

India. The treated respondents save actively into the account and their individual savings increase. There is, however, no … signi cant impact on mean household savings nor on average expenditures, income, loans or transfers. Based on weekly data …

monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly … discernible intention-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on …

extent to which their savings can help fuel growth. Moreover, a growing number of studies show large positive effects on … outcomes among the poor from possessing a savings account. However, the vast majority of adults in the developing world do not … increase take-up and use of savings accounts. The impact on adoption probability depends on a few key household characteristics …

separately estimate the effects of access to formal credit from savings. The means by which households smooth consumption differs … access only to formal savings, but not credit, draw down on savings. Households without access to formal banking services end …

reinvestment. While most informal savings practices do not imply a lower likelihood of entrepreneurial reinvestment when compared … with formal savings practices, we find a significantly negative effect of saving within the household on the likelihood of …