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Subgroup analysis of investment constraints : evidence from Ugandan microenterprises

Seitz, Helke - 2020

like credit, savings, and managerial constraints. Using panel data, this study identifies subgroups that would benefit by … interventions aiming to reduce savings or managerial constraints could be effective when targeting the correct subgroups. …

Persistent link: https://www.econbiz.de/10012384618

The Economics of Savings Groups

Burlando, Alfredo - 2018

Millions of households worldwide rely on savings groups (SGs) to satisfy their financial needs, yet very little is … predictions generated by the model. In the model, we show that savings groups are generally inefficient: available funds could … fall short or be in excess of the demand for loans, and member's savings and borrowing decisions generate externalities on …

Persistent link: https://www.econbiz.de/10012936090

Banking the Unbanked? Evidence from Three Countries

Karlan, Dean S. - 2016

were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention …-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic …

Persistent link: https://www.econbiz.de/10012986153

Household Credit and Saving : Does Policy Matter?

Lawrence, Peter - 2002

This paper surveys the existing literature on the determinants of household savings and credit in developing countries …

Persistent link: https://www.econbiz.de/10014114476

Is Mobile Money Changing Rural Africa? Evidence from a Field Experiment

Batista, Catia; Vicente, Pedro C. - 2021

Rural areas in sub-Saharan Africa are typically underserved by financial services. We measure the economic impact of introducing mobile money for the first time in rural villages of Mozambique using a randomized control trial. This intervention led to consumption smoothing through increased...

Persistent link: https://www.econbiz.de/10014532934

After the Drought: The Impact of Microinsurance on Consumption Smoothing and Asset Protection

Janzen, Sarah A.; Carter, Michael R. - National Bureau of Economic Research (NBER) - 2013

When natural disasters afflict poor communities that lack buoyant access to financial markets, households face the unsavory choice of reducing consumption in order to protect remaining assets, or selling assets at low prices in order to maintain consumption and nutrition. Both choices are costly...

Persistent link: https://www.econbiz.de/10010721188

Informal Risk Sharing, Index Insurance, and Risk Taking in Developing Countries

Mobarak, Ahmed Mushfiq; Rosenzweig, Mark R. - In: American Economic Review 103 (2013) 3, pp. 375-80

Preliminary findings are presented from a research project which examined the interactions between informal risk sharing, index insurance and risk-taking. Rainfall insurance contracts were randomly offered to cultivating and landless households in a set of Indian villages where preexisting...

Persistent link: https://www.econbiz.de/10010659375

Macroinsurance for Microenterprises: A Randomized Experiment in Post-Revolution Egypt

McKenzie, David - C.E.P.R. Discussion Papers - 2014

Firms in many developing countries cite macroeconomic instability and political uncertainty as major constraints to their growth. Economic theory suggests uncertainty can cause firms to delay investments until uncertainty is resolved. We conduct a randomized experiment in post-revolution Egypt...

Persistent link: https://www.econbiz.de/10011084029

Limited Insurance within the Household: Evidence from a Field Experiment in Kenya

Robinson, Jonathan - In: American Economic Journal: Applied Economics 4 (2012) 4, pp. 140-64

In developing countries, unexpected income shocks are common but informal insurance is typically incomplete. An important question is therefore whether risk-sharing within the household is effective. This paper presents results from a field experiment with 142 married couples in Kenya in which...

Persistent link: https://www.econbiz.de/10010631355

Social Networks and the Decision to Insure

Cai, Jing; Janvry, Alain De; Sadoulet, Elisabeth - In: American Economic Journal: Applied Economics 7 (2015) 2, pp. 81-108

Using data from a randomized experiment in rural China, we study the influence of social networks on weather insurance adoption and the mechanisms through which they operate. To quantify network effects, the experiment provides intensive information sessions about the product to a random subset...

Persistent link: https://www.econbiz.de/10011210828