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Persistent link: https://www.econbiz.de/10014495706
Microinsurance adoption in developing countries is low, despite its potential to foster economic growth. Recent research is not able to explain the low demand within the neoclassical framework. I contribute to this stream of research by proposing rational as well as boundedly rational...
Persistent link: https://www.econbiz.de/10012118714
This paper evaluates the impact of the introduction of savings groups on poverty, vulnerability, and financial …, we investigate the impact of savings groups after more than two years of exposure. We find t hat savings groups channel … savings groups increases female labor market participation and, in poorer areas, it fosters greater specialization in …
Persistent link: https://www.econbiz.de/10012587506
Frequent climate shocks require farmers in developing countries to increase their resilience. Although index insurance is often discussed as a promising climate adaptation strategy, take-up rates are still low. This study primarily explores the role of peer behavior as peer imitation in the...
Persistent link: https://www.econbiz.de/10014307980
Moral hazard and adverse selection impede the development of formal crop insurance markets in developing countries. Besides, the risk mitigation provided by informal risk-sharing arrangements is restricted by their inability to protect against covariate shocks. In this context, index-based...
Persistent link: https://www.econbiz.de/10011098253
reducing barriers to saving through access to free savings accounts decreases participants' short-term debt by about 20%. In …-being improves significantly. Precautionary savings and credit therefore act as substitutes in providing self-insurance, and … participants prefer borrowing less when a free formal savings account is available. Take-up patterns suggest that requests by …
Persistent link: https://www.econbiz.de/10013052478
Commitment devices for savings could benefit those with self-control as well as familial or spousal control issues. We … find evidence to support both motivations. We examine the impact of a commitment savings product in the Philippines on … household decision making power and selfperception of savings behavior, as well as actual savings. The product leads to more …
Persistent link: https://www.econbiz.de/10010274368
women. Here, using a randomized controlled trial, we examine whether access to an individually-held commitment savings …
Persistent link: https://www.econbiz.de/10010274369
women. Here, using a randomized controlled trial, we examine whether access to an individually-held commitment savings …
Persistent link: https://www.econbiz.de/10005792103
women. Here, using a randomized controlled trial, we examine whether access to an individually-held commitment savings …
Persistent link: https://www.econbiz.de/10005162619